Take the smart way out, with the HSBC SmartMoney Account, which enables you to enjoy all the benefits of a savings account coupled with the high returns of a fixed deposit. A unique combination of a fixed deposit and a savings account, the HSBC SmartMoney Account lets you enjoy the higher returns of a fixed deposit and yet retain the liquidity and flexibility to meet all your needs.
Higher Interest Rates
Open a SmartMoney Account with a minimum fixed deposit of Rs.25,000 and get high returns. We have special rates for special tenors.
Free Savings accounts
Get a free savings account, without having to maintain any minimum balance.
Up to 90% overdraft
You can withdraw up to 90% through an overdraft facility. You can pay interest only on the amount overdrawn, while you earn interest on 100% of your fixed deposit.
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Anytime Access
Access your SmartMoney Account 24 hours a day through our ATMs, Phonebanking, Internet banking. You also get your own personalised chequebook.
Free HSBC credit card #
Make the most of your hard-earned money with money saving features and value added benefits.
Free HSBC International debit card #
The HSBC International debit card allows you to withdraw up to Rs.25,000 per day, with higher withdrawal limits for PowerVantage and HSBC Premier customers.
Free online bill payment services
Make all your bill payments online and avoid the hassles of physical payments. It's convenient and quick.
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