April 21, 2006

so you want a credit card

So you need a credit card? Credit card are important if you want to make a online purchase you can pay your utility bills online Book airline or Rail tickets & it is safer than carrying cash in your wallet. It is a symbol of success & acheivement.If you don't have proper income proof & other supporting documents the chances are very slim that a bank will give you a credit card. In this case the best way to get a way credit card is get a pre-paid credit card. this doesn't require any income proof. of course you have to make a deposit with the bank. Icicibank gives you credit card if you make a fixed deposit of 20,000/- or through Hsbc bank for a deposit of 25,000/- below is more information about Hsbc smart money account

Take the smart way out, with the HSBC SmartMoney Account, which enables you to enjoy all the benefits of a savings account coupled with the high returns of a fixed deposit. A unique combination of a fixed deposit and a savings account, the HSBC SmartMoney Account lets you enjoy the higher returns of a fixed deposit and yet retain the liquidity and flexibility to meet all your needs.
Higher Interest Rates
Open a SmartMoney Account with a minimum fixed deposit of Rs.25,000 and get high returns. We have special rates for special tenors.



Free Savings accounts
Get a free savings account, without having to maintain any minimum balance.



Up to 90% overdraft
You can withdraw up to 90% through an overdraft facility. You can pay interest only on the amount overdrawn, while you earn interest on 100% of your fixed deposit.




Anytime Access
Access your SmartMoney Account 24 hours a day through our ATMs, Phonebanking, Internet banking. You also get your own personalised chequebook.



Free HSBC credit card #
Make the most of your hard-earned money with money saving features and value added benefits.



Free HSBC International debit card #
The HSBC International debit card allows you to withdraw up to Rs.25,000 per day, with higher withdrawal limits for PowerVantage and HSBC Premier customers.

Free online bill payment services
Make all your bill payments online and avoid the hassles of physical payments. It's convenient and quick.

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